Three years back we advised a client.
She was in a common law relationship. He had his name added to the title of the house. He then ran up a huge amount of joint credit card debt. He then left, he ran up debt and wanted half the equity in the house.
The lady bore the whole thing. What was stunning is that she maintained a good credit score by maintaining the debt but also by a huge worth ethic.
Never seen the like it it. She is a trooper.
There was a few steps on road to recovery. She called today to touch base, she is debt free. Remarkable. Where she was, where she is now. Remarkable.